If you’re actively participating in your company’s 401(k) plan, you’re already making a commitment to your financial future. However, you may want a more comprehensive approach to financial planning or additional guidance in wealth management. If so, Mid-Atlantic Planning Services is happy to assist you.

As financial planners, we’ll work with you to identify the goals you want to pursue in life and then establish a financial approach to help you work toward those goals.

Components of Comprehensive Financial Planning

While financial statement preparation, cash flow analysis, and budgeting are part of the process, there are other areas that we’ll review or advise you on as we prepare your financial plan:

• Insurance planning and risk management
• Employee benefits planning
• Investment planning
• Income tax planning
• Retirement planning
• Estate planning/Business succession planning

Comprehensive financial planning is effective when every aspect of your financial life is structured to support your goals. The experienced team at Mid-Atlantic Planning Services offers you the insight, direction, and counsel you need to make that happen.

Fee-Based Asset Management

Your risk tolerance, goals, the length of time you’re willing to hold an investment, and other personal factors drive every strategy or recommendation that we make. At Mid-Atlantic Planning Services, we help you determine what strategies are appropriate for you, and we review your personal portfolio as often as you prefer.

Our broad spectrum of investment strategies includes:

Strategic Asset Allocation

Strategic asset allocation creates a mix of asset classes that seek to capture market returns based on long-term capital market assumptions. In addition, they seek to balance risk and volatility.

Tactical Asset Allocation

A tactical asset allocation approach attempts to capture broad market returns while also taking advantage of short-term opportunities or mitigating risks through moderate allocation shifts within set limits.